Agentic Payments

The execution engine
for AI agents.

Atrya gives AI agents a native financial identity — programmable wallets, real-time settlement, and compliance built into the ledger layer. Not adapted from human infrastructure.

Apply for access → See the architecture
Settlement flow Preview
AI Agent
Atrya
Recipient
agent: Requesting access to premium API...
service: Payment required to proceed
agent: Routing payment via Atrya...
atrya: Budget approved ✓ Compliance passed ✓
service: Access granted — returning data
The problem

AI agents need to buy things.
Nobody built the infrastructure.

Every useful agent eventually needs to call a paid API, purchase market data, or access a premium service. Today's solution: stuff a corporate card into an environment variable and reconcile the mess afterwards.

One card, every agent
One shared card for your entire agent fleet — no isolation, no per-agent limits. A single runaway workflow drains budget for everything else. And when the invoice arrives: one line, "AI Services, €4,847." Which agent? Nobody knows.
No agent-native purchasing layer
Agents can call APIs, but they can't browse a service catalogue, evaluate data providers, or acquire access on your behalf — because no infrastructure exists for policy-controlled, programmatic agent purchases.
Finance left reconciling manually
Thousands of micro-transactions a month, no booking codes, no cost centres, no VAT lines. Someone reconciles that by hand — usually after month-end, usually without enough context to get it right.
How it works

Set up in minutes.
In control from day one.

Atrya is the financial layer between your AI agents and the services they need to do their work. You stay in control — your agents stay productive.

01
Create an agent
Register your agent in Atrya. Give it a name, assign a cost centre, and set a monthly budget ceiling.
02
Top up your balance
Fund your Atrya account. Each agent draws from its own isolated wallet — tracked and capped independently.
03
Connect via MCP
Your agent connects to Atrya's MCP server. It can now purchase from any integrated data provider or API service — within its approved budget.
04
Accounting is automatic
Every transaction lands with a booking code, VAT rate, cost centre, and document reference. Export to DATEV or sync via API.
Agent spend management

Every euro. Every agent.
Under control.

Atrya gives every agent its own wallet with a monthly budget ceiling, a live transaction feed, and an automatic booking line for every API call — from the first cent to the month-end close.

Atrya — Agent Spend
Atrya
Workspace
Overview
Wallets
Transactions
Finance
Reports
Accounting
Agent Overview
Jun 2026
4 active
Month-to-date
€4,847.22
↑ 18% vs May
Active wallets
4
2 near limit
Unbooked txn
1
⚠ Needs review
Agent Status Spend Balance Budget
Research Agentagt_rsrch_01 Active €934.20 €65.80
93% of €1,000
Data Agentagt_data_02 Active €1,847.80 €152.20
92% of €2,000
Content Agentagt_cont_03 Active €234.50 €265.50
47% of €500
Outreach Agentagt_out_04 Active €1,830.72 €169.28
73% of €2,500
Live Transactions Live
Perplexity API€0.024
Research Agent
just now✓ booked
OpenAI gpt-4o€1.240
Data Agent
1m ago✓ booked
Browserless.io€0.080
Research Agent
2m ago✓ booked
OpenAI gpt-4o€0.038
Data Agent
3m ago✓ booked
Replicate.com€0.120
Content Agent
5m ago⚠ review
Mailgun API€0.004
Outreach Agent
6m ago✓ booked
Spend controls

Budgets that prevent spend.
Not just track it.

Set a monthly ceiling per agent wallet. At 80%, Atrya sends an alert. At 100%, the transaction is refused — not the card. Other agents continue unaffected.

Hard limit per wallet — transaction refused at ceiling, no exceptions
Soft limit alerts — Slack, email, or webhook when threshold is crossed
Service allowlists — each agent can only call pre-approved vendors
Time-window resets — daily, weekly, or monthly budget cycles
Emergency override — finance team can lift limits with a one-click approval
Wallet Configuration
Agent
Research Agent
Agent ID
agt_rsrch_01
Monthly budget
€ 1,000.00
Limits
Soft limit alert
80%
Hard stop at ceiling
100%
Allowed services
Perplexity
OpenAI
Browserless
+ add
Cost centre
Engineering
Booking Preview
OpenAI gpt-4o €1.240
Data Agent · 30. Jun 2026, 14:22 · agt_data_02
Booking proposal
Soll4830 · Sonstige IT-Dienste
Haben1800 · Bank/Kasse
USt19% · €0.198
KStEngineering
BelegATR-2026-06-00847
Vorgebucht
DATEV Export
Buchhaltung

Every transaction,
ready to book.

Each Atrya transaction carries a booking proposal — account code, VAT rate, cost centre, and document reference. Export to DATEV with one click, or sync automatically via API.

Automatic pre-accounting — Vorkontierung per vendor category
VAT identification — applicable rate detected per service
Cost centre assignment — per agent or per workflow
DATEV EXTF export — or direct API sync
Compatible with DATEV, Lexoffice, SAP, Xero
Private beta

The complete financial layer
for AI agents.

Create agents, top up a balance, connect via MCP — and every purchase lands with a booking code, cost centre, and DATEV export. Per-agent wallets, hard budget limits, automatic accounting. Atrya is in private beta.

Apply for access → Talk to the team